Perfect Housing

Rental Apartments in The Netherlands

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To Rent or to Buy?

 

On arriving in The Netherlands, most people start off in a rental property. The usual reasons for renting initially are:

  • You are unsure about staying permanently in The Netherlands.
  • You do not yet have a permanent employment contract which is very handy for a mortgage.
  • You are unaware of the tax breaks on mortgage interest offered in The Netherlands.

 

Rent something

Renting is inevitable unless you buy while still living in your home country. Renting enables you to spend the first 6-12 months figuring out if you like The Netherlands, how to interact with Dutch people and where you might want to live for a longer period.

 

Test the water early

Talk to a mortgage broker early to figure out your lending power and what you need to have in place to secure financing for purchase. Banks are less keen on providing a mortgage if you have a temporary employment contract. However, your employer may be willing to sign a statement indicating that they plan to continue your employment beyond your initial temporary contract. Testing the water early means you can set your own expectations better for later. You may not be able to borrow anything like what you thought – especially in the current economic climate.

 

Contact us for more information.












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